Banking Fees: Impact on Profit Margins
The dynamic landscape of banking fees and its impact on profit margins highlight the role of technology in navigating changes.
How Digitalization Drives Profits in Financial Institutions
Explore how digitalization in financial institutions reduces costs, enhances customer experience, and unveils new revenue streams.
Branch Banking vs. Digital Banking: Analyzing Profit Streams
Explore the cost structures of branch banking vs. digital banking, understand the importance of accurate cost allocation, and analyze the profit streams.
The Fundamentals of Bank Profitability: An Overview
Understanding banking profitability is essential for proper financial planning and strategic foresight.
Cost Of Goods Sold (COGS) for Banking
While mostly used in a manufacturing context, Cost of Goods Sold (COGS) can also be applied in a banking environment. Read more in this article!
Product Profitability for Retail Banks: Granular RORC
Retail banks need more than just traditional profitability metrics, but specialized indicators like Return on Regulatory Capital (RORC) and Cost-Income Ratio.
ABC for banks: Bridging the Gap between Costs and Business Activities
Traditional costing methods, often driven by broad estimations, were once the staple. However, as business became more complex, the need for a refined method emerged. Enter Activity-Based Costing (ABC), a beacon in modern business accounting, offering precision where older methods blur lines.